Cookie Specification
Last Updated: 2024 | Yardnotesco Regulatory Compliance
1. Legal Framework & Jurisdiction
This Cookie Specification ("Policy") governs the use of cookies and similar tracking technologies on the Yardnotesco platform. As we operate within Montreal, Quebec, Canada, our data practices are strictly aligned with the Act respecting the protection of personal information in the private sector (Quebec Law 25 / Bill 64) and the federal Personal Information Protection and Electronic Documents Act (PIPEDA).
Under Quebec’s Law 25, we are mandated to provide clear information regarding the use of cookies that allow for the profiling, tracking, or identification of users. This document serves to fulfill our transparency obligations and provides you with the mechanisms to manage your digital footprint.
2. Understanding Cookies
Cookies are small data files stored on your device (computer, smartphone, or tablet) when you visit our website. They act as a memory for the website, allowing us to recognize your device upon return and store information about your preferences or past actions. For new residents navigating the Canadian banking system via Yardnotesco, these files help maintain your session security and personalized learning path.
3. Cookie Classification Table
| Category | Purpose | Retention |
|---|---|---|
| Strictly Necessary | Essential for the website to function. Includes security protocols, load balancing, and authentication for banking guides. | Session to 1 year |
| Functional & Preference | Remembers your choices (e.g., language in Quebec, font sizes) to provide an enhanced user experience. | 6 months |
| Analytical / Performance | Aggregated data on how visitors interact with the Montreal Newcomer Handbook to improve our content. | 2 years |
| Marketing & Targeting | Used to track visitors across websites to display relevant ads for financial services and credit engineering tools. | 1 year |
4. Detailed Inventory
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Internal Analytical Cookies
Source: Yardnotesco
We use these to measure which sections of our financial literacy modules (e.g., Quebec Tax Compliance) are most utilized by new residents. This data is de-identified where possible.
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Third-Party Financial Connectors
Source: Google, LinkedIn, Meta
Our site may contain cookies from third-party social media or analytics providers. These entities may collect data about your visit to Yardnotesco to build a profile of your interests in Canadian banking infrastructure.
5. Consent Mechanisms & Law 25
In accordance with Quebec's updated privacy regulations, Yardnotesco defaults to a "Privacy by Design" approach. Non-essential cookies (Analytical and Marketing) are disabled by default until you provide explicit, informed consent through our preference center.
6. Browser Management
Users can also control or delete cookies through their browser settings. Please note that disabling strictly necessary cookies may prevent certain features of our banking infrastructure guides from functioning correctly.
7. Contact & Data Officer
For inquiries regarding this Cookie Specification or to exercise your rights under Law 25 (Access, Rectification, De-indexation), please contact our Privacy Officer:
Entity: Yardnotesco
Address: 1250 Rene-Levesque Blvd W, Montreal
Email:
Phone: +1 (789) 795-8227